Terms of Use and SMS Terms

Effective date: October 26, 2026

These terms apply to your use of westgrpcapital.com and to text messages from West Group Capital, LLC, NMLS #479649, doing business through NEXA Mortgage, LLC dba NEXA Lending, NMLS #1660690. By using this website you agree to these terms.

Website use

  • This website is for informational purposes only. It is not an offer to lend or a commitment to lend.
  • Submitting a form is not a loan application and does not result in a credit pull.
  • All loans are subject to credit approval, income and asset verification, underwriting review, and satisfactory property appraisal. Rates, terms, programs and guidelines change without notice. Not all applicants will qualify.
  • Licensing information is available at nmlsconsumeraccess.org.

SMS Terms

Program

  • Program name: West Group Capital Lead Texts, including WGC Lead Texts (website leads) and WGC Partner Lead Texts (partner platform leads).
  • West Group Capital, LLC sends follow-up texts to consumers who requested information about mortgage or home equity options. Messages confirm the request, schedule calls, and answer questions.
  • Who gets texts: consumers who asked for mortgage or home equity information on our website, through BiggerPockets (a real estate investing platform, where West Group Capital is a lender in the BiggerPockets network), or through Xeebi (a mortgage information text program), and who agreed to receive calls and texts about their request.
  • Website leads join by checking the optional text message consent box on our Inquire form. The box is not required to submit the form.
  • Partner leads join by agreeing to the consent terms on the BiggerPockets form, or by replying YES to a Xeebi text asking if they want more information.
  • What we send: confirmation of your request, notice that an email with details is coming, and call scheduling. No rates or loan terms are sent by text.
  • Website lead texts are sent from these West Group Capital numbers: (714) 790-9375, (714) 912-7968, (714) 584-6187, (949) 393-7549, (619) 457-6715, (832) 770-6818, (346) 239-7926.

Frequency and cost

  • Message frequency varies.
  • Message and data rates may apply.

Opt out and help

  • Reply STOP to opt out. Reply HELP for help.
  • Opt-out keywords: STOP, UNSUBSCRIBE, CANCEL, END, QUIT. After you opt out, you will get one text confirming it, and no more texts after that.
  • Opting out from one number opts you out of all West Group Capital texts.
  • Help: West Group Capital, LLC, Quy Huynh NMLS 479649, 714-856-9378, quy@westgrpcapital.com.

Other terms

  • Carriers are not liable for delayed or undelivered messages.
  • Consent to receive texts is not a condition of any purchase or loan.
  • Mobile numbers and opt-in data are not shared with third parties or affiliates for marketing purposes.
  • Your mobile information and text opt-in consent are handled as described in our Privacy Policy.

Privacy

  • See our Privacy Policy for what we collect, how we use it, and your choices.

Changes to these terms

  • When we update these terms, we post the new version on this page and change the effective date at the top.

Contact us